Foreclosure Fraud Exposed: Terms of Service | Foreclosure Fraud Exposed

Last modified: May 20th, 2012

The legal tidbit is below… but periodically, we do receive questions on these terms from time to time, therefore we’ve decided to address and bring light to the most commonly asked Terms of Service and about service points right here at the top.

1. This AGREEMENT is a contract between you the purchaser (CLIENT OR PURCHASER) and  our business, Wowse Marketing Group, LLC dba ForeclosureFraudExposed.com (COMPANY). You can cancel membership account at any time within your 3 day trial period. You can cancel also your account after your 3 day trial at any time and so can we (which we exercise typically only in the case of violations of our Abuse rules, but regardless to say we reserve for any reason whatsoever).

2. Your membership account is active, “activated” on your date of purchase, which is displayed by your purchase confirmation receipt, by you receiving your login id and password to the Member Area, by us receiving your purchase notification and confirmation, site logs, IP logs, comments etc.

3. We offer a no questions asked refund during your first 3 day trial period, which allows you to see if our information meets your satisfaction. We don’t offer ANY refunds of any charge already made once your 3 day trial period has ended.

4. Membership consists of 25+ informational videos covering a wide diverse range of topics, a site embedded PDF Securitization Search document, a compiled list of nationally known Robo-signers and Help Desk Support.

Agreement

This AGREEMENT is a contract between you the purchaser (CLIENT OR PURCHASER) and our business, Wowse Marketing Group, LLC dba ForeclosureFraudExposed.com, (COMPANY). By electing to participate in this offer and become a member of this web site, you are entering into a contract. If you do not agree with the terms and conditions SET FORTH HEREIN, you have the option to not participate in this offer.

 YOU, THE PURCHASER, BY DOING BUSINESS WITH COMPANY, AGREE TO THE TERMS OF THIS AGREEMENT AND AUTHORIZE THE COMPANY TO CHARGE YOUR CREDIT CARD FOR THE COMPANY INFORMATIONAL PRODUCTS AND/OR SERVICES, AND ACKNOWLEDGE YOUR UNDERSTANDING & AGREEMENT TO THE REFUND POLICY AS STATED ON COMPANY WEB SITE.

BY ACCESSING THIS WEB SITE, AND/OR PURCHASING COMPANY’S INFORMATIONAL PRODUCTS AND/OR SERVICES, YOU ARE INDICATING YOUR ACKNOWLEDGMENT AND ACCEPTANCE OF THE TERMS AS SET FORTH IN THIS AGREEMENT. THESE TERMS ARE SUBJECT TO CHANGE BY OUR COMPANY AT ANY TIME IN ITS DISCRETION. YOUR USE OF THIS SITE AFTER SUCH CHANGES ARE IMPLEMENTED CONSTITUTES YOUR ACKNOWLEDGMENT AND ACCEPTANCE OF THE CHANGES. PLEASE CONSULT THESE TERMS PRIOR TO EVERY USE FOR ANY CHANGES.

This AGREEMENT (“Agreement”) For COMPANY informational products and/or services, is intended to set forth the general terms and conditions pursuant to which our COMPANY, (hereinafter referred to as “COMPANY”) agrees to provide COMPANY informational products and/or services to subscriber (hereinafter referred to as “PURCHASER” or “CLIENT”). Unless the context requires otherwise, COMPANY, and/or its’ assigns shall be referred to as “us”, “we”, or “our” and the PURCHASER shall be referred to as “you”, “your” or “subscriber.” PURCHASER understands that the COMPANY, and/or its’ assigns are not Attorneys, nor does COMPANY guarantee, imply, or predict any type of outcome, remedy, result or response from said informational video Products. COMPANY and its informational video Products and/or Services do not provide nor are a substitute for legal advice. The PURCHASER irrevocably covenants, promises and agrees to indemnify COMPANY and/or its’ assigns and to hold COMPANY and/or its’ assigns harmless from and against any and all losses, claims, expenses, suits, damages, costs, demands or liabilities, joint or several, of whatever kind or nature which COMPANY and/or its’ assigns may sustain or to which COMPANY and/or its’ assigns may become subject arising out of or relating in any way to the use of the services provided under this Agreement, including, without limitation, in each case attorneys’ fees, costs and expenses actually incurred in defending against or enforcing any such losses, claims, expenses, suits, damages or liabilities.

WITNESSETH:

WHEREAS, COMPANY creates, develops for the intended purpose to market informational video Products and Services to PURCHASER.

NOW, THEREFORE, in consideration of the premises and the mutual covenants of this Agreement, the parties hereto agree as follows:

  1. 1.     PRIVACY STATEMENT
    COMPANY will not rent, sell, access or in any way use PURCHASER’S customer database information. This information will be kept strictly confidential in the highest manner possible. Due to the nature of the technologies and Internet stability which the service provider and/or its’ assigns provide, service interruptions may occur from time to time. No full, partial, or prorate refunds will be made as adjustment for any such service interruption. The PURCHASER hereby acknowledges that changes in the nature of the informational Products and Services which may be offered under this Agreement which are beyond the control of COMPANY and/or its’ assigns do not constitute grounds for full or partial refund of any advance fees paid.

2. COMPANY INFORMATIONAL PRODUCT AND/OR SERVICE

The COMPANY provides you the PURCHASER, a membership access pass comprised of informational videos (referred to as “Product”). PURCHASER will receive a membership username and password to the COMPANY membership area, which contains Product. The Product is comprised of 25+ informational videos, a site embedded PDF Securitization Search which is not downloadable, a list of nationally known Robo-signers, a list of Frequently Asked Questions and a Ticket Support Help Desk for general questions and billing support. The Product is based, in part, on permissions from third party companies and programs. You, the PURCHASER, understand and agree, that in the event those companies or programs cease operations, withdraw permissions, or change programs, that the Product may no longer function as originally created, developed, designed or marketed. You further understand and agree that those circumstances are beyond the control of COMPANY and our Company will not be held responsible. You, the PURCHASER, further understand and agree such unforeseen events will not be the basis for any refunds. If you do not agree, do not purchase the informational video Product and/or Service offered by COMPANY.

 

By purchasing the Product, you agree to accept the fees you may incur as a result of purchasing Product from COMPANY, including but not limited to, fees for ongoing membership account access or features and purchases made through the use of the PURCHASER. Subject to any applicable law, fees and charges for COMPANY, services are non-refundable unless the pricing terms for the applicable Product expressly states otherwise.

This Agreement, purchase by PURCHASER, and/or use of COMPANY Web Site Product shall become effective on the date the purchase is submitted by PURCHASER to the COMPANY (“Effective Date”). The Period of Performance of this Agreement shall commence on the Effective Date and shall automatically renew for additional like periods (“Renewal Periods”) under the same terms and conditions as herein agreed, which may be amended from time to time by COMPANY, unless and until PURCHASER provides the COMPANY with notice of termination at least seven (7) days prior to any Renewal Period. COMPANY reserves the right to terminate without cause of action and without notice, the membership account of PURCHASER. (Refer to account Termination/Cancellation instructions below)

COMPANY will continue to renew the membership account of PURCHASER automatically each month unless terminated by COMPANY or until PURCHASER notifies COMPANY of your intent to change your service renewal. For account cancellation instructions refer to the CANCELLATION POLICY found in these Terms of Service.

  1. 3.     METHOD OF PAYMENT
    PURCHASER must provide a valid method of payment (credit card only) prior to and during any time PURCHASER receives COMPANY Product. The Renewal Fees will be due three (3) full days prior to the recurring effective date of the Renewal Period, and will be automatically debited from PURCHASER credit card prior to that date. Service fees for each Renewal Period will be invoiced three (3) days prior to the commencement of the Renewal Period. PURCHASER acknowledges and agrees that the COMPANY will not require any additional authorization for any recurring payments or automatic billing options.

Accounts are considered in default if the payment is not received with three (3) days after the effective date of the Renewal Period. The COMPANY may suspend or terminate use and/or non use of the COMPANY product if the PURCHASER fails to provide a valid designated payment method upon request, or if Wowse Marketing Group LLC is unable, for any reason, to bill charges to the client’s designated payment method. If the payment is more than five (5) days past due, the PURCHASER will be liable for any fees COMPANY incurs in its efforts to collect any unpaid balances.

Any billing problems or discrepancies must be brought to COMPANY attention within thirty (30) days from the date the PURCHASER is billed. If you do not bring them to the attention of COMPANY within thirty (30) days, you agree that you waive your right to dispute such problems or discrepancies with COMPANY. If you have any billing-related questions or want to stop a recurring payment from being charged to your designated payment method, PURCHASER must submit a Support Ticket to our support team either through the membership Web Site or by creating an email ticket by sending in an email to our support team at support@foreclosurefraudexposed.com (Refer to account Termination/Cancellation instructions below). No cancellation requests will be taken by COMPANY telephone number (310-926-4586).

  1. 4.     PURCHASER BEARS ALL RISK OF USE

COMPANY sole obligation under this agreement is the delivery membership username and password which grants PURCHASER access to Product. COMPANY disclaims any and all further obligation, once PURCHASER purchases Product delivered by COMPANY, including but not limited to any liability for the PURCHASERS inability to enter in correct login username and password.

PURCHASER understands and agrees that Product is delivered and membership is considered active, “activated” on your date of purchase, which is displayed by one of all of the following: your date of purchase, purchase receipt, notification of confirmation to COMPANY, notification of purchase confirmation sent to COMPANY and/or including but not limited to COMPANY able to document or demonstrate Web Site logs, IP logs and PURCHASER checkout.

PURCHASER understands that COMPANY has provided measures for PURCHASER to request their username and password at any time needed by simply visiting COMPANY login link labeled as Login Page, which is located at the bottom of Web Site page of COMPANY.

PURCHASER understands and agrees that COMPANY is not providing legal advice and COMPANY advises PURCHASER to consult with their own attorney for legal advice.

PURCHASER understands and agrees that any information provided by COMPANY is for entertainment purposes only, and cannot be considered financial, medical or legal advice.

  1. 5.     ADDITIONAL TERMS

 

Other Provisions that govern your purchase and/or use of COMPANY Product are set forth in online notices appearing in connection with certain information, Products, videos, services, or features of COMPANY (collectively the “Additional Terms”), all of which are incorporated by reference herein. Your purchase and/or use of any information, Products, videos, services, or features of COMPANY that are subject to Additional Terms constitute your acceptance of the respective Additional Terms.

The purchase by PURCHASER and use of the Product is subject to all applicable local, state, national and international laws and regulations (including without limitation those governing account collection, export control, consumer protection, unfair competition, trafficking of obscene material, anti-discrimination or false advertising). The PURCHASER agrees: (1) to comply with all United States laws, rules and other regulations applicable in connection with the Product; (2) not to use the Product for illegal purposes; (3) not to use the Product to infringe any third party’s copyright, patent, trademark, trade secret or other proprietary rights or rights of publicity or privacy; and (4) to not to transmit through the Product, through ticket feedback, comments or otherwise, any unlawful, harassing, libelous, abusive, threatening, harmful, vulgar, obscene or otherwise objectionable language or material of any kind or nature.

  1. 6.     TERMINATION
    We may terminate your membership account:

    1. If any payment drafts authorized under this Agreement, are returned unpaid;
    2. If you violate the contract Agreement,Terms Of Service Policy;
    3. If you breach any term of this Agreement;
    4. If you transmit or otherwise make available any content that is false, harmful, threatening, abusive, tortuous, defamatory, libelous, disparaging (including disparaging of the Site), vulgar, obscene, pornographic or that promotes violence, racial hatred, terrorism or illegal acts, or is otherwise objectionable (as determined by us in our sole discretion);
    5. If you attempt to modify, copy, display, publish, file share, login share, account share, multiple user access share, including multiple signups greater that 2 under 1 subscriber name, credentials or otherwise stated.
    6. If you attempt to upload or transmit viruses, Trojan horses or other harmful, disruptive or destructive files or post material that interferes with any third party’s uninterrupted use and enjoyment of the Site.
    7. If you impersonate any person or entity, or otherwise disguise the origin of any content transmitted through the Site or to us, including forging any TCP/IP packet header or any part of the header information in any transmission to the Site for any reason;
    8. If you transmit or otherwise make available through the Site any personal advertising, junk mail, spam, chain letters, pyramid schemes or offer for sale of any products or services, except in areas specifically designated for such purposes; or
    9. If you violate any applicable local, state, federal or international law, rule or regulation.
    10. For any reason, at our sole discretion without cause and without notice.
    11. 7.     NO WARRANTIES
      WE MAKE NO WARRANTIES TO THE CLIENT OF ANY KIND, EXPRESSED OR IMPLIED, WITH RESPECT TO THE INFORMATIONAL PRODUCT COMPANY, IT’S SUBCONTRACTORS PROVIDE YOU.
      THE MEMBERSHIP, PRODUCT, INFORMATION AND MATERIALS ON OR FROM THIS SITE ARE PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. WE DISCLAIM ALL WARRANTIES TO THE MAXIMUM EXTENT OF THE LAW, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. IN PARTICULAR, AND NOT BY WAY OF LIMITATION, THE COMPANY SPECIFICALLY DISCLAIMS ANY REPRESENTATION OR WARRANTY REGARDING (A) THE AMOUNT OF RELIEF, REWARD, BENEFIT, REVENUE THAT PURCHASER MAY GENERATE WITH COMPANY PRODUCT AND/OR PRODUCTS, AND (B) AS WELL AS ANY ECONOMIC OR OTHER BENEFIT THAT THE PURCHASER MIGHT OBTAIN THROUGH THEIR PARTICIPATION IN THIS AGREEMENT.

IN NO EVENT SHALL COMPANY BE LIABLE TO THE PURCHASER FOR ANY INDIRECT, SPECIAL, INCIDENTAL, PUNITIVE OR CONSEQUENTIAL DAMAGES, INCLUDING, BUT NOT LIMITED TO, LOSS OF PROPERTY, LOSS OF JOB, LOSS OF DATA, LOSS OF BUSINESS OR OTHER LOSS ARISING OUT OR RESULTING FROM THE AGREEMENT, EVEN IF EITHER PARTY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THE FOREGOING SHALL APPLY REGARDLESS OF THE NEGLIGENCE OR OTHER FAULT OF COMPANY AND REGARDLESS OF WHETHER SUCH LIABILITY SOUNDS IN CONTRACT, NEGLIGENCE, TORT OR ANY OTHER THEORY OF LIABILITY. NOTWITHSTANDING THE FOREGOING, IN NO EVENT SHALL COMPANY BE LIABLE TO THE PURCHASER FOR THE GREATER OF (i) THE CUMULATIVE AMOUNT ACTUALLY PAID TO THE COMPANY.

ONCE COMPANY COMPLETES ITS SERVICES AND/OR DELIVERS THE COMPANY PRODUCT, PURCHASER EXPRESSLY UNDERSTANDS AND AGREES THAT COMPANY HAS NO OBLIGATION TO CONTINUE COMPANY SERVICES, MAKE IMPROVEMENTS OR PROVIDE SUPPORT IN ANY MANNER.

 

  1. 8.     LIMITATION OF LIABILITY

THIS DISCLAIMER OF LIABILITY APPLIES TO ANY DAMAGES OR INJURY CAUSED BY ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, FALSE INTERPRETATION, DELETION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS, COMMUNICATION LINE FAILURE, THEFT OR DESTRUCTION OR UNAUTHORIZED ACCESS TO, ALTERATION OF, OR USE OF RECORD, WHETHER FOR BREACH OF CONTRACT, TORTIOUS BEHAVIOR, NEGLIGENCE, OR UNDER ANY OTHER CAUSE OF ACTION. YOU SPECIFICALLY ACKNOWLEDGE THAT COMPANY IS NOT LIABLE FOR THE DEFAMATORY, OFFENSIVE OR ILLEGAL CONDUCT OF OTHER USERS OR THIRD PARTIES AND THAT THE RISK OF INJURY FROM THE FOREGOING RESTS ENTIRELY WITH YOU. NEITHER COMPANY NOR ANY OF ITS PARTNERS, AGENTS, EXECUTIVES, DIRECTORS, EMPLOYEES SHALL BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES WHATSOEVER ARISING OUT OF USE OF THIS PRODUCT OR PRODUCT OR INABILITY TO GAIN ACCESS TO OR USE THIS SERVICE OR PRODUCT OR OUT OF ANY BREACH OF ANY WARRANTY. YOU HEREBY ACKNOWLEDGE THAT THE PROVISIONS OF THIS SECTION SHALL APPLY TO ALL PRODUCTS AND CONTENT ON COMPANY PRODUCT.

COMPANY’S SOLE OBLIGATION OR LIABILITY UNDER THIS AGREEMENT IS THE CONFIRMATION OF RECEIPT OF PURCHASE BY PURCHASER AND DELIVERY OF A FUNCTIONAL PRODUCT AT THE TIME OF PURCHASE. IN NO EVENT SHALL COMPANY BE LIABLE FOR ANY CONSEQUENTIAL, INCIDENTAL OR INDIRECT DAMAGES, INCLUDING, WITHOUT LIMITATION, ANY LOSS OF DATA, OR LOSS OF PROFITS OR LOST SAVINGS, ARISING OUT OF USE OF OR INABILITY TO USE THE PRODUCT OR DOCUMENTATION, EVEN IF COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, OR FOR ANY CLAIM BY ANY THIRD PARTY. IN NO EVENT SHALL COMPANY BE LIABLE FOR ANY DAMAGES.

  1. 9.     RELATIONSHIP OF PARTIES

The relationship between COMPANY and PURCHASER under this Agreement is that of providing an informational Product by Company to Purchaser and neither shall be, nor represent itself to be, the joint venture, franchiser, franchisee, partner, broker, employee, servant, agent, or representative of the other for any purpose whatsoever. No party is granted any right or authority to assume or create any obligation or responsibility, express or implied, on behalf of, or in the name of, another party or to bind another in any matter or thing whatsoever.

10. CONFIDENTIALITY

1. “Confidential Information” shall mean any confidential technical data, trade secret, know-how or other confidential information disclosed by any party hereunder in writing, orally, or by drawing or other form and which shall be marked by the disclosing party as “Confidential” or “Proprietary”. If such information is disclosed orally, or through demonstration, in order to be deemed Confidential Information, it must be specifically designated as being of a confidential nature at the time of disclosure.

2. Notwithstanding the foregoing, Confidential Information shall not include information which: (i) is known to the receiving party at the time of disclosure or becomes known to the receiving party without breach of this Agreement; (ii) is or become publicly known through no wrongful act of the receiving party or any subsidiary of the receiving party; (iii) is rightfully received from a third party without restriction on disclosure; (iv) is independently developed by the receiving party or any of its subsidiary; (v) is furnished to any third party by the disclosing party without restriction on its disclosure; (vi) is approved for release upon a prior written consent of the disclosing party; (vii) is disclosed pursuant to judicial order, requirement of a governmental agency or by operation of law. The receiving party further agrees that Confidential Information shall remain the sole property of the disclosing party and that it will take all reasonable precautions to prevent any unauthorized disclosure of Confidential Information by its employees. No license shall be granted by the disclosing party to the receiving party with respect to Confidential Information disclosed hereunder unless otherwise expressly provided herein.

3. Upon the request of the disclosing party, the receiving party will promptly return all Confidential information furnished hereunder and all copies thereof.

4. PURCHASER shall not disclose any of the specific terms of this Agreement to any third party without the prior written consent of the Company, which consent shall not be withheld unreasonably. Notwithstanding the foregoing, any party may disclose information concerning this Agreement as required by the rules, orders, regulations, subpoenas or directives of a court, government or governmental agency, after giving prior notice to the other party.

5. If a party breaches any of its obligations with respect to confidentiality and unauthorized use of Confidential information hereunder, the non- breaching party shall be entitled to equitable relief to protect its interest therein, including but not limited to injunctive relief, as well as money damages notwithstanding anything to the contrary contained herein.

11. FORCE MAJEURE

Neither party will be liable for, or will be considered to be in breach of or default under this Agreement on account of, any delay or failure to perform as required by this Agreement as a result of any causes or conditions that are beyond such Party’s reasonable control and that such Party is unable to overcome through the exercise of commercially reasonable diligence. If any force majeure event occurs, the affected Party will give prompt written notice to the other Party and will use commercially reasonable efforts to minimize the impact of the event.

 12. DUTIES AND OBLIGATIONS

1. It is understood that COMPANY may render similar services, selling the same services and/or products to other PURCHASERS and/or continue to develop Web sites of its own and license or sell such Web sites to other PURCHASERS. Nothing contained in this Agreement shall preclude COMPANY from rendering such services or continuing to develop and sell or license such Web sites.

2. In its performance of this Agreement, each Party will comply with all applicable laws, regulations, orders and other requirements, now or hereafter in effect, of governmental authorities having jurisdiction. Except as expressly provided herein, each Party will be responsible for all costs and expenses incurred by it in connection with the execution and performance of this Agreement.

13. NOTICE AND PAYMENT

1. Any notice required to be given under this Agreement shall be in writing and delivered personally to the other designated party at the stated address on the Web site order or mailed by certified, registered or express mail, return receipt requested or by Federal Express.

2. Either party may change the address to which notice or payment is to be sent by written notice to the other under any provision of this paragraph.

14. JURISDICTION/DISPUTES

This Agreement shall be governed in accordance with the laws of the State of North Carolina. All disputes under this Agreement shall be resolved by litigation in the courts of Charlotte, North Carolina U.S.A. including the federal courts therein and the Parties all consent to the jurisdiction of such courts, agree to accept service of process by mail, and hereby waive any jurisdictional or venue defenses otherwise available to it.

 15. AGREEMENT BINDING ON SUCCESSORS

The provisions of the Agreement shall be binding upon and shall inure to the benefit of the Parties hereto, their heirs, administrators, successors and assigns.

 16. ASSIGNABILITY

This Agreement is personal to you. You may not assign your rights under this Agreement without our prior written consent. If you do assign your rights, as would be the case were someone other than you to use your account, you shall remain liable to us for any fees due under this Agreement. COMPANY reserves the right to assign this Agreement at any time.

 17. WAIVER

No waiver by either party of any default shall be deemed as a waiver of prior or subsequent default of the same of other provisions of this Agreement.

 

18. SEVERABILITY

If any term, clause or provision hereof is held invalid or unenforceable by a court of competent jurisdiction, such invalidity shall not affect the validity or operation of any other term, clause or provision and such invalid term, clause or provision shall be deemed to be severed from the Agreement.

 19. PROHIBITED WEB SITES

PURCHASER represents to COMPANY that the subject matter of the content of the Web site will not contain any illegal, immoral, repulsive, defamatory, derogatory, harassing, harmful, threatening, obscene, pornographic, racial or ethnic objectionable materials, depict sexual situations, promote discrimination on the basis of race, sex, sexual preference, national origin, ethnicity, nationality, disability, religious preference, or contain any material that violates any patent, trademark, copyright, trade secret, confidential information, or other property rights of any other party.

  20. INTEGRATION

This Agreement constitutes the entire understanding of the Parties, and revokes and supersedes all prior agreements between the Parties and is intended as a final expression of their Agreement. It shall not be modified or amended except in writing signed by the Parties hereto and specifically referring to this Agreement. This Agreement shall take precedence over any other documents which may conflict with this Agreement.

21. Parental Permission; Minimum Age Requirement
This Site is not directed to persons under the age of 13. The sale of any of the Sites products or services is not directed to persons under the age of 18. We will not knowingly collect personally identifiable information from persons under 13. WE STRONGLY RECOMMEND THAT PARENTS PARTICIPATE IN THEIR CHILDREN EXPLORATION OF THE INTERNET AND ANY ONLINE SERVICES AND USE THEIR BROWSERS PARENTAL CONTROLS TO LIMIT THE AREAS OF THE INTERNET TO WHICH THEIR CHILDREN HAVE ACCESS.

We hereby require all users of the Web Site to be over 13 and all purchasers of COMPANY membership Products to be over 18. You agree to abide by any such restrictions, and not to help anyone avoid these restrictions. If you are under 13, you agree to immediately stop accessing the Sites. If you are accessing the Site, you represent that you are at least 13 years of age. If you are purchasing any of the informational products or informational services of the COMPANY, you represent that you are at least 18 years of age.

22. TERMS
The client agrees: (1) to use our system in a manner that is ethical and in conformity with community standards; (2) to respect the privacy of other users (you shall not intentionally seek data or passwords belonging to other users, nor will you attempt modify, download or copy videos, files or represent yourself as another user unless explicitly authorized to do so by that user); (3) to respect the legal protection provided by copyright law, trade secret law, or other laws protecting intellectual property. 4) to accept notifications of service changes, commercial email and similar offers presented through the COMPANY system or via email.

If the COMPANY learns of a direct or indirect violation or likely violation of its’ TERMS OF SERVICE, we will attempt to notify you. If you do not take immediate remedial action which is satisfactory to us, or in the event of a serious violation of the TERMS OF SERVICE, we reserve the right to terminate your account immediately. Every effort will be made to inform you prior to account termination, and to re-establish your account upon receiving such representations from you as we deem appropriate in the circumstances, however COMPANY reserves right to PURCHASERS termination without cause and notice.

COMPANY constitutes that our Anti-Spam Policy is an inherent part of our Terms of Service. As such, by submitting to the terms outlined in our Terms of Service, you are also bound to the policies contained in our Anti-Spam Policy. We strictly prohibit any involvement in unsolicited commercial email (UCE) campaigns, commonly known as SPAM. We maintain a Zero-Tolerance policy against SPAM, be it direct, third party or any affiliate or similar agent acting on the account holder’s behalf. All lists used in conjunction with the services provided by the COMPANY, are required to be 100% opt-in lists (refer to COMPANY Anti-Spam Policy for additional terms regarding opt-in list requirements). Any user reported to be or caught violating these terms of service will be immediately terminated as per Wowse Marketing Group LLC’s Anti-Spam Policy.

23. CHANGE OF TERMS AND CONDITIONS
We reserve the right to change the terms and conditions of this Agreement as needed. Use of our servers by you after said changes constitutes acceptance of those new terms and conditions. This includes, but is not limited to, the right to change our subscription rates at any time. If you do not agree to the new terms and conditions, you may terminate this Agreement in accordance with our cancellation policy. For changes in subscription rates, we will always give thirty (30) days notice prior to changing subscription rates.

24. NOTIFICATION OF ACCOUNT CHANGES
You agree to provide us with such other information relating to your use of this service as we deem necessary or desirable. You agree to notify us if your billing or personal address, email address or telephone number.

25. CONTACTING US

The Company’s Address is

Foreclosure Fraud Exposed.com

9911 ROSE COMMONS DRIVE SUITE E-211

Huntersville, NC 28078

 

26. Refunds for Monthly Subscribers:

 

Any PURCHASER subscribing to our COMPANY on a monthly package will have their credit cards charged a onetime fee of $79.99 for the first full month of membership access to COMPANY Product upon sign up.

 

PURCHASER agrees to the following payment arrangement for access to the membership. A new PURCHASER is charged $79.99 for the application, Informational Video Archive, Support Center Securitization Search and complied list of Robo Signers. PURCHASER will be charged $9.99 for an additional 30 days of access to the Insiders membership and will continue to be charged $9.99 each 30 days thereafter until such time as the member cancels the membership. PURCHASER may cancel the membership any time in the first (3) days and upon doing so will not be charged. If the member cancels during the (3) day trial or at any point in the future, PURCHASER access to the membership only area will cease on the 29th day, or the end of the monthly billing cycle as appropriate.

PURCHASER understands and agrees that after the 3 day trial, and conclusion of first 30 days, they will be charged a monthly membership fee of $9.99 and that by completing the order on this page agrees to a monthly recurring membership and not a onetime charge.

The PURCHASER may cancel their membership at any time, without cause at least seven days prior to the next billing cycle, or within the 3 day trial, and incur no further charges.

PURCHASER agrees that it is the members responsibility to initiate any and all cancellations by submitting an email or support ticket in the members logged in area of the website.

PURCHASER understands and agrees that no cancellation requests will be accepted via phone, or fax, and that the only method of cancellation is by submitting an email or support ticket located in the members logged in area.

PURCHASER agrees that there are no refunds given under any circumstances past the 3 day guarantee.

In addition, PURCHASER agrees that there are no partial refunds for monthly fees incurred, and that it is the Members responsibility to cancel their Membership at least three days in advance of any re-billing in order to avoid further charges.

PURCHASER agrees that failure to cancel their membership prior to the scheduled re-billing date will not be accepted as a reason for a refund of the current payment and that there are no full or partial/pro-rated refunds for any reason past the 30 day guarantee.

PURCHASER also agrees that upon cancellation, all access to the membership will cease on the last day of their current billing cycle, and COMPANY is not responsible for any lost data that may occur due to cancellation.

Payment for services to COMPANY must be made in US Dollars. Charges for services at COMPANY are processed by the Premium Web Cart shopping cart system and all charges will appear on MEMBERS statement from COMPANY.

It is the responsibility of PURCHASER to make certain the billing information for their account is kept current. If billing data is not kept current, specifically the credit card expiration date, access to the membership account will cease on the last day of last successful billing cycle.

PURCHASER agrees that COMPANY has the right to terminate a PURCHASER account, and all data associated with account, if payment is not received as agreed for any reason.

PURCHASER agrees that COMPANY is not responsible for over-draft charges that may occur when processing charges against your account. It is the responsibility of PURCHASER to make certain funds are available to cover the monthly recurring charges.

The PURCHASER agrees to waive liability of COMPANY, from any claims resulting from misuse of the Membership. Further Member agrees that all information contained in the membership is for entertainment purposes only and should not be considered legal, financial, medical, or professional advice.

PURCHASER agrees to defend, indemnify and hold harmless COMPANY, and it’s affiliated companies, partners, associates, affiliates, employees, and owners from all liabilities, claims and expenses, including attorneys’ fees, arising from breach of this Agreement.

PURCHASER must adhere to the CAN-SPAM (Bill S. 877 – took effect on January 1, 2004).

PURCHASER understands that a valid email address is required by COMPANY for access to the membership. Any correspondence sent to you comes directly from COMPANY and its affiliated companies and affiliate partners.

COMPANY reserves the right to send periodic promotional offers (via email) to Members.

COMPANY does not warrant that the membership will be error free or uninterrupted. the membership is distributed on an “as is” basis without warranties of any kind, either expressed or implied, including warranties of merchantability or fitness for purpose.

COMPANY will not be responsible for any losses, damages or costs that you and/or your business may suffer when using the membership.

PURCHASER expressly agrees that use of membership is at the sole risk of PURCHASER. neither COMPANY nor its service providers, agents, licensors, employees, affiliates, owners, or partners shall have any liability for any damages suffered by you or any other party as a result of the use or misuse of the membership.

27. CANCELLATION POLICY

COMPANY does not take cancellation requests via phone. All membership accounts must be cancelled by the primary account holder by creating a support or billing ticket through membership account provided by COMPANY or by creating an email ticket which is only valid with a referencing ticket number by COMPANY. Tickets numbers are generated immediately by COMPANY upon receipt of an email ticket from the PURCHASER. Tickets can be created by emailing company at: support@foreclosurefraudexposed.com.